AUSTRAC AML/CTF Readiness for Tranche 2 Businesses
Understand your AML/CTF Compliance Position Before Obligations Begin
From 1 July 2026, many real estate professionals, lawyers, accountants, conveyancers, trust and company service providers, and dealers in precious metals and stones will need to prepare for new AML/CTF obligations.
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Key AUSTRAC deadlines for Tranche 2 entities
Enrolment Portal Opens
Full AML/CTF Obligations Commence
Final Enrolment Deadline & Compliance Officer Notification
Annual AUSTRAC Compliance Report
AUSTRAC Is Already Fining Businesses Just Like Yours
These are not large banks — they are small operators, fintechs, and community clubs. Tranche 2 businesses are next.
Sep 2025
Revolut Payments Australia
$187,800
Infringement notice for late submission of compliance reports. Revolut cooperated and paid in full — showing AUSTRAC acts even when businesses self-report.
AUSTRAC release
Jul 2025
Mounties (Community Club)
Court action
Federal Court civil penalty proceedings for serious and systemic failure to adopt and maintain an AML/CTF program while providing gaming services.
AUSTRAC release
Feb 2025
Cointree (Crypto Exchange)
$75,120
Infringement notice for failing to submit suspicious matter reports on time — four separate contraventions of the reporting obligation.
AUSTRAC release
Don’t become the next headline. Start with our free risk test and see exactly where you stand.
Valour Compliance: The Self-Assessment Platform for Australian Regulatory Compliance
Valour Compliance helps Australian businesses complete structured AML/CTF self-assessments, identify potential compliance gaps, and maintain a clearer record of their readiness over time.
We turn AML/CTF obligations into practical next steps
Knowing that obligations apply is only the beginning. The harder part is understanding what is already in place, what needs attention, and how to keep track of the work required to improve your compliance position.
Valour Compliance is built around the regulatory risk cycle: identify, assess, act, and monitor.
Identify Obligations
Work through structured self-assessments to map the AML/CTF obligations that apply to your business — covering your services, customers, and risk profile.
Assess Risk Exposure
Based on your answers, we score your exposure across each obligation and rank gaps by severity — so it's always clear what to focus on first.
Act and Mitigate
Turn findings into structured action plans. Assign owners, set reminders, and track every step as your team closes gaps across policies, training, due diligence, and reporting.
Evidence and Monitor
We track your assessment results, action plan progress, and overall compliance position in one place — building an evidence trail ready for regulators or your board.
Ready to Take Control of Your Compliance?
Your data stays private. Re-assess anytime as your business or risk profile changes.